Free UK mobiles no credit check bad credit history
If you have a bad credit history you may find it difficult to locate a company that is willing to sell
you a mobile phone contract. Most mobile phone companies in the UK run credit checks
when you are looking to sign a contract with their service. They want to see what your credit score is. A
credit score helps them determine whether or not you are going to be a high-risk customer. So what can you do
if you need a mobile phone but can't get one because of your poor credit score? There are two options that
might meet your needs. You may even be able to get a great phone like a Nokia, Samsung, LG, Blackberry,
Motorola, Sagem, Storm or a Sony Ericsson.
And what are the options available to someone with a bad credit history? One option is to find a
mobile phone company who is willing to sign you up for a low credit score contract.
If your credit score is bad but not horrid, you may be able to find a
can find you a fairly good deal, even with your bad credit history. This would be the first option to look
into when shopping for a mobile phone. Often times, it is the less pricey of the two. Just remember that
having a bad credit history makes it a lot harder to find affordable deals. More than likely, you will end up
paying a lot more for a phone and phone service than people who have a credit score that is significantly
Another option is finding a mobile phone store that will do a no-credit check contract. If you have horrible
credit and an extremely low credit score, this may be your only option and your best one, as well. However, because
of your bad credit history and low credit score you will probably be paying astronomically high fees for texting
and service. Make sure when shopping around for a contract that you read all of the fine print. Some mobile phone
companies are sticklers about their contracts, especially with people who have credit scores that are significantly
lower than the rest of the population.
Both of these options can be a good choice for someone who has a bad credit history. Just remember that these
mobile phone contracts will affect your credit score positively or negatively depending on if you pay weekly or
monthly in a timely manner. A great way to pay your bill each week or month is to use a debit card from your
checking account. If you find yourself forgetting to make timely payments then a direct debit may be a better
option. A direct debit allows the lender to take money from your secure account on a predetermined date. Whichever
option you chose, just remember that paying your bill on time is a stepping-stone to a better credit score.
In these tough economic times, maybe you have found yourself with a bad credit history after a bankruptcy, a
default, insolvency or CCJ. No matter what the reason, find comfort in the fact that you can still find mobile
phone companies who are willing to work with people who have a bad credit history and low credit scores. Having bad
credit doesn't mean you can't enjoy having a good phone.
Orange and T-mobile can sometimes let people have contracts that have bad credit. Sim only deals where you
buy the handset your self can be good deals.